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First Home Loan Deposit Scheme (FHLDS)

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As of 1st January 2020, first home owners are eligible to apply for the first home loan deposit scheme, an initiative of the Australian Government to help first home owners purchase a home sooner.

The grant provides “a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent.”

The scheme is limited to 10,000 loans each financial year.

For more information about the grant, eligibility and thresholds visit https://www.nhfic.gov.au/what-we-do/fhlds/